Funding Pips

Daily drawdown

One‑step: 4 % static; two‑step: 5 % static; Zero: 3 % trailing.

Overall drawdown

One‑step: 6 % static; two‑step: 10 % static; Zero: 5 % trailing.

Profit targets

One‑step: 10 % in a single phase; two‑step: 8 % in phase 1 and 5 % in phase 2; Zero accounts have no targets.

Minimum trading days

One‑ and two‑step: three days per phase; Zero: seven profitable days per 30‑day period.

Maximum trading days

No time limits to pass any evaluation.

Consistency rules

No consistency requirement in evaluation programmes; Zero accounts must keep the largest winning day under 15 % of total profit.

News trading rules

Evaluation: news trading permitted; funded accounts: profits from trades opened within five hours and closed five minutes around high‑impact news are excluded unless on‑demand payouts are selected; Zero: news trading is forbidden.

Weekend and overnight rules

Weekend and overnight holds are allowed for 1‑ and 2‑step models; Zero accounts cannot hold positions over the weekend.

EA and copy trading rules

EAs acting as risk managers are allowed; other third‑party EAs are prohibited. Copy trading is allowed between a trader’s own accounts.

Lot size / leverage restrictions

Maximum risk per trade is 1 % of account size; no single loss may exceed 3 %. Splitting trades into multiple positions counts as one trade.

Scaling plan rules

Accounts can be merged or scaled to a maximum of $300 K across multiple accounts; no scaling beyond this limit.

Daily drawdown

One‑step: 4 % static; two‑step: 5 % static; Zero: 3 % trailing.

Overall drawdown

One‑step: 6 % static; two‑step: 10 % static; Zero: 5 % trailing.

Profit targets

One‑step: 10 % in a single phase; two‑step: 8 % in phase 1 and 5 % in phase 2; Zero accounts have no targets.

Minimum trading days

One‑ and two‑step: three days per phase; Zero: seven profitable days per 30‑day period.

Maximum trading days

No time limits to pass any evaluation.

Consistency rules

No consistency requirement in evaluation programmes; Zero accounts must keep the largest winning day under 15 % of total profit.

News trading rules

Evaluation: news trading permitted; funded accounts: profits from trades opened within five hours and closed five minutes around high‑impact news are excluded unless on‑demand payouts are selected; Zero: news trading is forbidden.

Weekend and overnight rules

Weekend and overnight holds are allowed for 1‑ and 2‑step models; Zero accounts cannot hold positions over the weekend.

EA and copy trading rules

EAs acting as risk managers are allowed; other third‑party EAs are prohibited. Copy trading is allowed between a trader’s own accounts.

Lot size / leverage restrictions

Maximum risk per trade is 1 % of account size; no single loss may exceed 3 %. Splitting trades into multiple positions counts as one trade.

Scaling plan rules

Accounts can be merged or scaled to a maximum of $300 K across multiple accounts; no scaling beyond this limit.

Commissions

1‑ and 2‑step accounts pay $5 per lot on forex and metals; the Zero model pays $7 per lot; indices and energies are commission‑free; crypto trades incur a 0.04 % fee.

Spreads

Variable spreads with tight pricing on major forex pairs; indices and commodities may widen during volatility.

Leverage by plan or account type

Instant (Zero) accounts offer up to 1:50 on forex, 1:20 on metals and indices, 1:10 on energy and 1:2 on crypto. – One‑step accounts: 1:30 (forex), 1:10 (metals), 1:5 (indices), 1:10 (energy) and 1:1 (crypto). – Two‑step accounts: 1:100 (forex), 1:30 (metals), 1:20 (indices), 1:10 (energy) and 1:2 (crypto).

Payout frequency

One‑ and two‑step accounts can choose Tuesday (60 % split), bi‑weekly (80 %), on‑demand (90 %) or monthly (100 %) rewards; on‑demand requires a 35 % consistency score and a minimum reward of 2 % of starting balance.
– Pro accounts pay weekly (80 %).
– Zero accounts pay bi‑weekly with a 95 % split; scaling “Hot Seat” rewards pay on demand at 100 %.

Payout methods

Withdrawals are processed via cryptocurrencies or digital payment services; minimum payout is 1 % of the initial account balance.

Profit split

Ranges from 60 % to 100 % depending on payout cycle and programme.

Eligibility requirements

Traders must meet profit targets and risk limits and maintain required consistency scores (where applicable) before requesting payouts.

Verification / KYC notes

Identity verification is required prior to payouts.

Flexible programme choices

1‑step, 2‑step, Pro and Zero models accommodate traders of varying experience and risk tolerance.

High profit potential

Profit splits range from 60 % to 100 %, with generous payouts on demand for consistent traders.

No time pressure

Evaluations have no deadlines, allowing traders to pass at their own pace.

Multiple payout cycles

Traders can choose weekly, bi‑weekly, on‑demand or monthly payouts to suit cash‑flow needs.

Instant funding via Zero model

Skip evaluations and start earning immediately with up to 95 % profit split.

Strong platform support

MT5, Match‑Trader and cTrader platforms enable both manual and algorithmic trading.

Comprehensive rules

Clear daily and overall drawdown limits, risk caps and forbidden strategies help traders manage risk.

Scalable capital

Merge or scale accounts up to $300 K across multiple accounts.

Consistent user praise

Trustpilot reviews note fast payouts, stable spreads and helpful customer support.

Funding Pips is a dynamic and transparent prop firm that has rapidly gained traction among retail traders. The firm’s tiered programmes, high profit splits and flexible payout cycles make it attractive for disciplined traders seeking simulated capital without the pressure of time‑limited challenges. Strict drawdown rules and news‑profit exclusions protect the firm but require careful adherence. The Zero model offers immediate funding for experienced traders willing to operate under tighter risk parameters. Overall, Funding Pips suits traders who value flexibility, strong support and fair profit sharing and are comfortable operating within well‑defined risk rules.